The credit bureau for the
agent economy.

Paste any x402 agent wallet. Get its creditworthiness before you settle: will it stay funded, will it keep paying, and is it about to drain to zero.

Try:

How to read it

SolvencyWill the wallet stay funded. Built from live USDC balance and runway. A drained wallet floors here regardless of history.
LivenessWill it keep paying. Built from recency, payment count, and cadence. A solvent wallet that has gone dark still scores low.
ConfidenceHow thick the file is. A wallet we have seen once cannot earn an A. Below the floor we return insufficient history, not a vanity number.

On 2026-06-22 an x402 agent wallet that had paid 57 times drained to $0.003 USDC and went dark, with no warning in its payment history. Proven payers go broke without notice. Crest settlement-graph data.

The Crest Score is two axes, solvency and liveness, combined into one number, read on the x402 settlement graph plus a live on-chain balance check. The settlement graph attributes each payment to the wallet that authorized it, not the relayer that fronted it, so a real payer is not confused for the pipe it paid through. The score is a point-in-time risk signal. We snapshot every read so it can be calibrated against measured 14-day outcomes, the step that turns a signal into a bureau. It is not a regulated consumer credit report.

Agents call it over x402:data.crestsystems.ai/score/{address}·The State of x402

Questions agents ask

How do I know if an agent wallet will pay before I extend it service?
Check its solvency and its payment history together. Crest scores any x402 wallet on two axes, solvency (will it stay funded) and liveness (will it keep paying), into one creditworthiness score with a decision. Free at crestsystems.ai/credit.
Why can a proven payer suddenly stop paying?
Agent wallets run on just-in-time funding and drain to zero without warning. A wallet that paid reliably for weeks can go broke in hours. A live balance check plus payment history catches it; payment history alone does not.
What is a Crest Score?
A 0-100 creditworthiness score for an x402 agent wallet, combining live USDC balance, runway, and settlement-graph payment history. Bands A to F with a decision: extend service, monitor, or prepay only.